Here are some additional resources to help you navigate through today’s economy.

 Going Green

• APS Green Choice – Tips on making your home more energy efficient and saving money by going green.
• PayItGreen.org – Learn more about the financial and environmental benefits of switching to Direct Deposit and electronic statements, bills and payments.

 Going Local

• Local First Arizona – A non-profit organization working to strengthen communities and local economies through supporting, maintaining and celebrating locally owned businesses throughout the state of Arizona.

 Money Management

• Annual Credit Report – This central site allows you to request a free credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

• Debt In Focus – A free and anonymous service to help bring your debt into focus by creating personal action strategies to help keep your finances moving forward.
• Home & Family Finance Resource Center – You’re just a click away from online answers to your financial questions. You’ll find practical information on buying a car, finding a new home, retirement planning, credit management, and more.
• Retirement Road Test – See if you’re on track to meet your retirement goals.

 Real Estate

• MakingHomeAffordable.gov – A U.S. government website that explains eligibility rules for home loan modifications and refinances under the federal Financial Stability Plan.
• City of Phoenix Neighborhood Stabilization Plan – A program for buyers of foreclosed homes, townhouses or condominiums with $15,000 in down payment and closing cost assistance